This post is a detailed discussion into user profiles, their directories, and how they are—to put it bluntly—in total disarray on Windows and Linux (I haven’t used a Mac in ages, but I assume the situation is very similar there, too). Applications treat the user profile as a dumping ground, and any user with a reasonably wide list of installed software will find their user profile very difficult to traverse after some time in use. There are platform conventions and attempts to standardise things on more open-source platforms, but a lot of developers resolutely refuse to change the behaviour of their software for a variety of reasons (some less valid than others). —
$HOME, Not So Sweet$HOME